
View or continue filling in a previous Pre-Arrangement Form.
For those who feel that all aspects of their funeral arrangements, including financial concerns, should be complete, Oliverie Funeral Home works with the NJ Prepaid Funeral Trust Fund (Choices), and Unity Financial Insurance.
Choices will establish an individual trust account for the sole purpose of safeguarding funds for future funeral use. The trust is regulated by the NJ State Funeral Directors Association and is audited annually by a CPA firm. The funds are invested by the trust and the interest earned, though taxable and minus the yearly administration fee, is designed to supplement your investment dollars in keeping up with future costs. These funds stay in your name and control, and are released though to the funeral home only after the funeral services occurs.
Unity Financial will insure the individual funeral recipient with a life insurance policy for the sole purpose of safeguarding funds for future funeral use. These policies are regulated and audited by the NJ State Board of Mortuary Science and the NJ State Banking Commission. The funds are invested by the Unity Financial and the dividends earned are not taxable, but instead are reinvested with paid up additional policies. This way of pre-paying is also designed to supplement your investment dollars in keeping up with future costs. These funds stay in your name and control, and are released though to the funeral home only after the funeral services occurs.
Both investments can also be structured to meet either SSI / Medicaid financial eligibility requirements. These options are a wise way to save money now. When you prepay a funeral with us, we guarantee the amount paid and the reinvestments will cover all of your At-Need expenses. Oliverie Funeral Home is here to help you make the right choices in a convenient, dignified, and educated manner. If you have any questions about the firms advanced planning options or would like addition information about our broad range of services, please call us at 732-657-4900, or send us an email at fdgerio@comcast.net